Moneylenders Act Chapter 273

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Any agreement between a moneylender and a borrower or Legal money lender intending borrower for the fee by the borrower or intending borrower to the moneylender of any sum on account of prices, fees or bills incidental to or referring to the negotiations for or the granting of the loan or proposed mortgage shall be illegal, and if any sum is paid to a moneylender by a borrower or intending borrower as for or on account of any such costs, charges or bills, that sum shall be recoverable as a debt due to the borrower or intending borrower, or, in the occasion of the loan being accomplished, shall, if not so recovered, be set off in opposition to the quantity actually lent and that quantity shall be deemed to be lowered accordingly.
19. Limitation of time for proceedings

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